Making Insurance Audits Simple, Accurate, and Stress-Free

Insurance audits are a routine part of business insurance, but for many business owners, they can be intimidating and time-consuming. Audits are how insurance carriers verify that your premiums reflect your actual business operations. While important, the process often involves complex paperwork, payroll records, and financial reports that can feel overwhelming.

At Everinley Insurance Agency, our audit processing services take that burden off your shoulders. We help you prepare, organize, and present the right information, ensuring your audit is handled smoothly, accurately, and fairly. Our goal is to give you peace of mind and confidence that you’re paying the right premium—no more, no less.

What is an Insurance Audit?

An insurance audit is a review conducted by your carrier at the end of your policy term. Carriers rely on estimates, like payroll or revenue, when writing certain policies. The audit compares those initial estimates with your actual figures.

If payroll, sales, or operations turned out higher than estimated, you may owe additional premium. If they were lower, you may be due a refund. Common policies that require audits include:

• Workers’ Compensation Insurance

• General Liability Insurance

• Commercial Auto Insurance

• Other policies tied to payroll, sales, or subcontractor usage

Audit processing is the service of guiding you through this entire review, ensuring accuracy, compliance, and fair results.

Why Audit Processing Matters

Without guidance, audits can result in unnecessary costs or overlooked errors. By partnering with Everinley, you gain confidence, save time, and improve accuracy. Benefits include:

• Compliance Assurance: Keep your policies in line with contractual and legal requirements.

• Time Savings: Let us handle communication with carriers so you can focus on running your business.

• Fair Premiums: Ensure you’re only charged for actual exposures, not incorrect estimates.

• Stress Reduction: With clear guidance, audits become simple and manageable.

Our Audit Processing Approach

At Everinley, we treat audits as more than routine paperwork. We simplify the process through a proven four-step approach:

If something doesn’t look right, we advocate on your behalf to make corrections.